Make the Most of the Money You Earn & Get Help with Credit or Debt Issues!
Responding to the widespread availability and use of predatory and fringe financial products such as Refund Anticipation Checks (RAC), pawn shops, rent-to-own stores, pricey pre-paid debit cards and high fee check cashing in our neighborhoods, University Neighborhood Housing Program offers free financial education to help local residents avoid these services and address pressing financial concerns.
UNHP works to reduce the use of predatory services by offering topic-specific workshops, community resource fairs, and financial education opportunities. Community Resource Fairs provide on the spot assistance and an opportunity for follow-up to the attendees. UNHP also provides workshops around budgeting and money management to groups organized by other local nonprofits.
UNHP offers two types of financial education opportunities: one-on-one coaching and a 5-week group financial course. All financial education and coaching services are provided by trained professionals and are free of charge. To offer these services, UNHP works collaboratively with the Neighborhood Trust Financial Partners. In 2017, the UNHP Northwest Bronx Resource Center became an NYC Financial Empowerment Center offering 1:1 financial counseling two days a week by appointment through 311 or our direct line (718)933-2539.
Working one-on-one with a trained financial coach, you can learn how to manage your personal finances. These sessions are geared to your needs, and topics can include student loans, debt management, budgeting, and planning for the future.
The Getting Ahead Program takes place one evening per week for five weeks. Topics covered include basic banking, financial goal setting, spending plans, debt management, and more! Graduates of the course receive a copy of their Credit Report and Score along with an analysis, as well as a certificate which can be used to access innovative products at local credit unions. Courses are available in English and Spanish.
With both the Coaching and the Getting Ahead Course you can really get in control of your spending plan, reduce your debt and save for a rainy day, as well as build your credit. These are all key to making the most of your income!
“Everyone seemed to know their stuff! They were all comfortable and confident answering questions and seemed committed to our financial success. It was simple and easy to understand and bilingual and gave me immediate solutions.”
— Satisfied Credit Extravaganza Fair Attendee