Get Free Help You Can Trust to Resolve Mortgage, Credit and Lien Issues
Stabilizing homeownership and preventing foreclosure for low-income families is the main goal of UNHP’s work in one to four family homes.
If you are struggling to make mortgage, water, sewer, or tax payments or if you foresee that you may start to miss payments, now is the time to act. Call us at (718) 933-2539 to schedule an appointment or speak to Jumelia.
Working with the Legal Aid Society, the nation’s oldest and largest non-profit legal services organization, UNHP offers foreclosure prevention counseling, legal advice and assistance, refinancing document review, information about weatherization grants, help with water bill issues, low-cost loans to senior citizens and help with other credit, debt and lien issues.
The Legal Aid Society can assist homeowners with a range of financial and legal issues including mortgage modifications, review of legal documents, and access to STAR.
Please feel free to call UNHP directly at (718) 933-2539 if you receive an offer for refinancing or loan modification that seems too good to be true. We have worked with many homeowners who have lost precious funds working with disreputable mortgage help companies. Schedule an appointment to have our foreclosure prevention counselor review the deal you are considering.
Homebuyer Workshop series with Santander Bank.
Interested homebuyers can meet 1-on-1 with our financial coach, who will assess your credit and savings situation to determine if you are mortgage ready. UNHP also holds occasional seminars and workshops with information for First-time Homebuyers. Call us at (718) 933-2539 to make an appointment with the Financial Counselor for a first-time homebuyer financial review.
Please sign up for our mailing list in the box on the right if you would like to be kept up to date on these services.
If you are thinking about purchasing or refinancing a home, you can download UNHP’s Homeownership Guide, available here and read more about the NYC’s HomeFirst Down Payment Assistance program.
Fraud and Predatory Lending
Be wary of lenders who offer deals that seem too good to be true. Loan Fraud and Predatory lending can rob homebuyers of thousands of dollars, good credit, and even their home! To help ensure you won’t fall victim, be sure to follow all of these steps as you apply for a loan.
“The foreclosure crisis for homeowners that precipitated the 2008 recession continues to be a daily source of stress, confusion, and financial hardship for many NYC homeowners. Bronx homeowners are especially hard hit.”
— Bronx Homeowners Face Many Challenges - UNHP blog post
